The PayPal PCTUSDCRT Chip and Tap Reader is a compact and portable card reader that turns your smartphone or tablet into a mobile payment terminal. Whether you're a small business owner, market vendor, or freelancer, this device offers a convenient way to accept chip, tap, and contactless payments — including Apple Pay and Google Pay — wherever you are.
It connects via Bluetooth to the PayPal Here app, available on both Android and iOS, allowing you to manage transactions, send invoices, and even record cash or check payments directly through the app.
⭐ Rating: ★★★★☆ (4.1/5) — Based on 155 global reviews
Brand: PayPal
UPC: 859214003686
Manufacturer: SYNNEX Corporation
Connectivity: Bluetooth
Color: Black
Special Feature: Portable
⚙️ Main Features
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π° No hidden fees – 2.7% per U.S. transaction.
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π Wireless connection via Bluetooth.
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π± Universal compatibility with smartphones and tablets.
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πΌ Portable clip attaches to your device for easy use on the go.
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⚡ Fast access to funds – money often available within minutes.
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☎️ Live customer support from PayPal.
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π PayPal Here account required.
π¦ In the Box
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PayPal Chip and Tap Reader
π§ User Experience
Most users find the reader easy to set up and use, especially for quick mobile transactions. The compact design and secure payment options make it ideal for on-the-go businesses.
However, some customers report mixed performance with Bluetooth connectivity — a few iPhone users have experienced pairing issues. Functionality can vary slightly depending on the device and app version.
Despite occasional connection hiccups, the overall reliability and fast transaction processing make it a solid choice for small business owners who need flexibility without investing in a full POS system.
✅ Pros
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Simple setup and user-friendly app
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Lightweight, portable design
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Accepts chip, tap, and contactless payments
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Competitive transaction fee (2.7%)
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Fast access to earnings
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Backed by PayPal’s trusted ecosystem
⚠️ Cons
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Sometimes unstable Bluetooth connection
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Out of stock frequently
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Requires PayPal Here app (not supported in all regions)
π Verdict
The PayPal Chip and Tap Reader is an excellent mobile payment solution for small or mobile businesses. It offers versatility, security, and convenience at an affordable rate. While Bluetooth reliability could be improved, the device’s performance and integration with PayPal’s platform make it a smart, modern tool for entrepreneurs on the move.
⭐ Final Score: 8.3/10
Best For: Small businesses, vendors, pop-up shops, and mobile professionals
π View on Amazon
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